If you’ve paid for goods or services on a credit card and something goes wrong, you’ve got more rights than you think. It sounds a bit legalistic, but section 75 of the Consumer Credit Act can help you get your cash back. And it covers a huge range of problems, for example, if your online shopping doesn’t turn up, the business that’s building your conservatory goes bust or you’ve been tricked in to taking out a dodgy timeshare. Section 75 gives you certain rights if you pay by credit card that you don’t have if you pay by other methods. In short, it gives you statutory protection if something goes wrong under the Consumer Credit Act. This means that you can ask the card provider to give you a refund if the goods or services you’ve paid for don’t turn up or are ‘misrepresented’ (in other words, what you’ve been sold isn’t what you were told it would be). It is an incredibly useful piece of legislation that many people don’t know about. In theory, you can make a claim if the seller goes bust, or if you’ve only partially paid for the goods on a credit card. It’s not all… Read full this story
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Clever consumer law that will get your your money back if any sale goes wrong have 350 words, post on www.mirror.co.uk at July 20, 2019. This is cached page on Drudgereport. If you want remove this page, please contact us.