It could be ‘advantage smaller banks’ with the government proposing higher insurance cover for depositors and a number of mutual funds taking a hit due to defaults and downgrades in the past couple of years. Finance Minister Nirmala Sitharaman in her second Budget proposed to raise the insurance cover on bank deposits to Rs 5 lakh from Rs 1 lakh at present. This may not augment deposits for big banks that are already safe, but smaller lenders may see more seekers for their fixed deposit products. “Small banks always offered higher rates, but people were worried about putting money there because their business risks were less known. Now, with a higher insurance cover, small bank deposits will turn attractive,” said Vidya Bala, co-founder of PrimeInvestor.in. This could potentially eat into the pie of inflows to debt mutual funds which compete for depositors money. That, too, when a number of mutual fund schemes have taken a hit due to corporate defaults and … [Read more...] about Will better safety help smaller banks wean depositors away from MFs?
Medicare family safety net
Why does this matter? Studies have repeatedly shown a strong connection between conditions in the mouth and medical issues elsewhere in the body. For example, those who have gum disease are significantly more likely to develop uncontrolled high blood pressure and experience a cardiovascular event like a heart attack or stroke. Diabetes is another disease that has close ties with the bacteria of the mouth. In other words, by taking care of your smile, you put yourself in a better position to enjoy strong overall health and well-being. … [Read more...] about Making Dental Healthcare More Affordable for Reston Families
Meanwhile Prince Edward stood out from the group in a vibrant red Colmar jacket and black trousers. He shared a chair lift up the mountain with his 12-year-old son, James, Viscount Severn, before heading onto the slope with his daughter Lady Louise by his side. … [Read more...] about The Wessexes’ winter wonderland! Edward and Sophie take time out from royal duties to enjoy a family ski trip with Lady Louise, 16, and James Viscount Severn, 12, in glitzy St Moritz
The comments above are related - and they are part of the same philosophy of life. The sad part of this is that it is pure racketeering. There is no competition, and no alternative for the community to consider. This is a flawed approach that unnecessarily pits the fine teachers in our school district against the community in an unfair battle all around. … [Read more...] about What are we learning from the teacher’s strike threat?
Now, the 'fake' James now pretends to be the 'real' James, and convinces the grandparent that they're in trouble and need money, likely bail money and often put a 'fake' police officer on the line to discuss he severity of the grandchild's 'fake' crime. The grandparent then feels compelled to help and provide money by way of wire or gift card to the grandchild to help them out. … [Read more...] about The Grandparents Scam: What You Need To Know